Canadian Mortgage Blog
Practical answers for buying a home, renewing your mortgage, and making the most of your home equity.
Featured Mortgage Articles
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Mortgage Prepayment Penalty in Canada: Is Breaking Worth It?
Breaking a mortgage before the term ends almost always comes with a prepayment penalty, and depending…
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Mortgage Renewal in Canada: 6 Steps When Your Notice Arrives
Getting a renewal letter from your lender can feel like a formality, but it’s actually one…
Latest Mortgage Articles
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Bank of Canada Raises Rates to 2.5% (Oct. 28, 2026): What It Means for Your Mortgage
The Bank of Canada raised rates to 2.5% on October 28, 2026. Here is what the…
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50-Year Mortgage: Does Canada Have One, and Would It Help?
Canada does not offer 50-year mortgages. Here is what the U.S. idea was, what it would…
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Pay Down Your Mortgage or Invest? RRSP, TFSA and Prepayment Math
Should you prepay your mortgage or invest in an RRSP or TFSA? The Canadian math, with…
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Mortgage Broker vs Bank in Canada: Which Is Better for You?
How a mortgage broker and a bank compare in Canada, how brokers get paid and when…
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Reverse Mortgage in Canada: How It Works, What It Costs and the Risks
How a reverse mortgage works in Canada, who qualifies, what it costs and how it compares…
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