Category: Investment Properties
Financing rental and investment properties in Canada, and how the rules differ from a primary residence.
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Rental Property Mortgage in Canada: Down Payment & Rules
Buying a rental property uses a different set of mortgage rules than buying a home you’ll live in. Down payment minimums are higher, rates are often a little higher, and how lenders count rental income can make or break your…
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How Many Mortgages Can You Have in Canada? Investor Guide
There’s no legal limit on how many mortgages one person can have in Canada. The practical limit comes from lenders: your debt ratios, how each lender treats rental income, their internal policies on the number of financed properties, and how…