Category: Renewals
What actually changes at mortgage renewal, and how to decide whether to stay with your lender.
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Mortgage Renewal in Canada: 6 Steps When Your Notice Arrives
Getting a renewal letter from your lender can feel like a formality, but it’s actually one of the few moments in your mortgage where you have real leverage. When your term ends you can renew with your current lender as…
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Switch Mortgage Lenders at Renewal: Costs & Savings (Canada)
Switching lenders at renewal can unlock a better rate, but it isn’t automatic or free of friction. There’s a new application, some paperwork, and sometimes a small amount of legal or appraisal cost. The good news: switching at maturity doesn’t…