Category: Rates & News
Fixed vs. variable, Bank of Canada moves, and how rate news actually reaches your payment.
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Mortgage Rate Forecast Canada 2026–2027: Will Rates Drop to 3% Again?
What Canada’s big-bank economists expect for mortgage rates in 2026 and 2027, and whether 3% rates are coming back.
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Why Are Mortgage Rates Going Up in Canada? (September 2026)
Fixed mortgage rates jumped in September 2026 even though the Bank of Canada held. Here is why, what it costs you and what to do now.
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Fixed vs Variable Mortgage in Canada (2026): How to Choose
Choosing between a fixed and a variable rate is one of the biggest decisions you’ll make with any mortgage. A fixed rate gives you certainty. A variable rate usually starts lower but moves with the Bank of Canada. Neither is…
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How Bank of Canada Rate Changes Affect Your Mortgage Payment
When the Bank of Canada changes its policy interest rate, it makes headlines, but most people aren’t sure how, or how quickly, it affects their own mortgage. The short answer: it depends on whether your rate is fixed or variable.…