Canadian Mortgage Blog
Practical answers for buying a home, renewing your mortgage, and making the most of your home equity.
Featured Mortgage Articles
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Mortgage Prepayment Penalty in Canada: Is Breaking Worth It?
Breaking a mortgage before the term ends almost always comes with a prepayment penalty, and depending…
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Mortgage Renewal in Canada: 6 Steps When Your Notice Arrives
Getting a renewal letter from your lender can feel like a formality, but it’s actually one…
Latest Mortgage Articles
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Mortgage Rate Forecast Canada 2026–2027: Will Rates Drop to 3% Again?
What Canada’s big-bank economists expect for mortgage rates in 2026 and 2027, and whether 3% rates…
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Why Are Mortgage Rates Going Up in Canada? (September 2026)
Fixed mortgage rates jumped in September 2026 even though the Bank of Canada held. Here is…
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Private Mortgage Rates & Fees in Canada: What It Really Costs
Private mortgages are more expensive than bank financing. Rates are higher, there are usually upfront fees,…
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Private Mortgage Lenders in Canada: When Does It Make Sense?
Private lending means borrowing from an individual, a group of investors or a private mortgage company…
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